This website was created and is maintained in accordance with the author’s interpretation of all SEC and FINRA advertising guidelines and regulations.  Please read this important disclaimer before acting on any of the ideas or advice contained herein:

The content of this website is published in the United States of America and persons who access it agree to do so in accordance with applicable U.S. law.

All opinions expressed by G. Thomas (Tommy) Lackey, Jr. on this website are solely those of Mr. Lackey and do not reflect the opinions of any company organization he is affiliated with.  This information may have been previously disseminated by Mr. Lackey to clients or associates.  You should not treat any opinion expressed by Mr. Lackey as a specific inducement to make a particular investment or follow a particular strategy, but only as an expression of his opinion.  Mr. Lackey’s opinions are based upon information he considers reliable, but neither his affiliates and/or subsidiaries warrant its completeness or accuracy, and it should not be relied upon as such.  Mr. Lackey and the GTLackey.com blog are not under any obligation to update or correct any information provided on this website.  Mr. Lackey’s statements and opinions are subject to change without notice.  No part of Mr. Lackey’s compensation from his affiliated firms is related to the specific opinions he expresses.

Past performance is not indicative of future results.  No one on this site makes any specific recommendations or guarantees any specific outcome or profit.  You should be aware of the real risk of loss in following any strategy or investment discussed on this website.  Strategies or investments discussed may fluctuate in price or value.  Investors may get back less than invested.  Investments or strategies mentioned on this website may not be suitable for you.  This material does not take into account your particular investment objectives, financial situation or needs, and is not intended as recommendations appropriate for you.  You must make an independent decision regarding investments or strategies mentioned on this website.  Before acting on information on this website, you should consider whether it is suitable for your particular circumstances and strongly consider seeking advice from your own financial or investment advisor.

Mr. Lackey does not accept compensation of any kind from the funds, bonds, equities or investment products discussed in return for their mention on this site.  At any time, Mr. Lackey may be long, short or neutral in client accounts or personal accounts in any of the securities mentioned.  The information on this site is not to be construed as investment advice; it is for educational purposes only.

Regarding links that appear on this blog:  At times, GTLackey.com blog will link to sources of information or other websites that he believes help illustrate a point or that would be of interest to readers.  Links from this site in no way constitute an endorsement of the opinions or advice contained on other sites.

Regarding advertisements that appear on this blog:  A banner or text link advertisement placed on this site in no way, shape or form constitutes an endorsement of the product or service by Mr. Lackey.

Mutual Fund Disclaimer:

Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments.  The indicated rates of return are the historical annual compounded total returns including changes in unit value and reinvestment of all distributions and does not take into account sales, redemption distribution or optional charges, or income taxes payable by any security holder that would have reduced returns. Mutual funds are not guaranteed; their values change frequently and past performance may not be repeated.

Bond Disclaimer:

Corporate bonds are subject to interest rate risk.  Investors should be aware that bond values may decline if interest rates rise.  Municipal bonds, corporate bonds, US Treasury Securities, Government Agency Bonds, and CDs will fluctuate in value and, if sold prior to maturity, may be worth more or less than their original cost.

Advertising Disclaimer:

The appearance of advertisements on this site in no way constitute an endorsement of the products advertised.  Neither Mr. Lackey nor any entity he is affiliated with approves of or endorses any of the products or services that appear on this website via banner ads.